Last updated: November 9, 2026
Sources
Every factual claim about rates, limits, taxes, or rules is checked against a primary source before publication, for example:
- TreasuryDirect and the U.S. Department of the Treasury (Treasury bills, notes, bonds, I bonds, TIPS)
- IRS.gov (tax brackets, retirement account limits)
- SEC.gov and Investor.gov (investor protection, fund rules, company filings)
- FINRA (brokerage and bond market information)
- Federal Reserve and FRED (interest rate data)
- Freddie Mac, Fannie Mae, and HUD (mortgage and housing data)
- SSA.gov (Social Security)
Sources are listed at the end of each article.
How we use AI tools
We use software tools, including AI, to help research, organize, and draft articles. A human editor reviews every article, checks every number against the cited source, and adds context before publication. We do not publish unreviewed AI output.
Updates and corrections
Each article shows when it was last reviewed. We update articles when official figures change. If we make a significant error, we correct it and note the correction in the article.
Independence
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